Monthly Repayment |
HKD$10,982
|
Initial Payment |
HKD$1.54 Millions
|
Loan Amount |
HKD$2.32 Millions
|
Total interest |
HKD$0.98 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$57,900
|
Legal Fee |
HKD$24,300
|
Agency Fee |
HKD$38,600
|
Total Expense |
HKD$120,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 28559 | 20289 | 15838 | 13861 | 10651 | 8728 | 7449 |
1.5% | 29061 | 20795 | 16349 | 14376 | 11175 | 9262 | 7992 |
2% | 29569 | 21310 | 16871 | 14903 | 11716 | 9816 | 8560 |
2.5% | 30082 | 21832 | 17404 | 15442 | 12272 | 10389 | 9151 |
3% | 30602 | 22363 | 17947 | 15993 | 12844 | 10982 | 9764 |
3.5% | 31126 | 22901 | 18500 | 16556 | 13431 | 11594 | 10399 |
4% | 31656 | 23448 | 19063 | 17131 | 14034 | 12224 | 11056 |
4.5% | 32192 | 24002 | 19636 | 17717 | 14652 | 12873 | 11734 |
5% | 32734 | 24564 | 20220 | 18314 | 15284 | 13539 | 12432 |
5.5% | 33281 | 25134 | 20813 | 18923 | 15931 | 14222 | 13149 |
6% | 33833 | 25712 | 21416 | 19543 | 16592 | 14922 | 13885 |