Monthly Repayment |
HKD$91,285
|
Initial Payment |
HKD$19.25 Millions
|
Loan Amount |
HKD$19.25 Millions
|
Total interest |
HKD$8.14 Millions
|
complete insurance payment |
HKD$57,750 (0.3%)
|
Stamp Duty |
HKD$1,636,250
|
Legal Fee |
HKD$113,750
|
Agency Fee |
HKD$385,000
|
Total Expense |
HKD$2,192,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 237376 | 168637 | 131643 | 115210 | 88529 | 72547 | 61915 |
1.5% | 241551 | 172848 | 135896 | 119493 | 92889 | 76987 | 66435 |
2% | 245773 | 177125 | 140235 | 123875 | 97382 | 81591 | 71151 |
2.5% | 250041 | 181469 | 144661 | 128356 | 102006 | 86358 | 76060 |
3% | 254356 | 185879 | 149172 | 132936 | 106760 | 91285 | 81158 |
3.5% | 258717 | 190355 | 153768 | 137614 | 111642 | 96370 | 86441 |
4% | 263124 | 194896 | 158449 | 142389 | 116651 | 101608 | 91902 |
4.5% | 267578 | 199503 | 163215 | 147261 | 121785 | 106997 | 97536 |
5% | 272077 | 204176 | 168063 | 152227 | 127041 | 112533 | 103338 |
5.5% | 276623 | 208913 | 172995 | 157288 | 132418 | 118211 | 109299 |
6% | 281214 | 213714 | 178009 | 162442 | 137912 | 124028 | 115413 |