Monthly Repayment |
HKD$10,954
|
Initial Payment |
HKD$1.54 Millions
|
Loan Amount |
HKD$2.31 Millions
|
Total interest |
HKD$0.98 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$57,750
|
Legal Fee |
HKD$24,250
|
Agency Fee |
HKD$38,500
|
Total Expense |
HKD$120,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 28485 | 20236 | 15797 | 13825 | 10623 | 8705 | 7429 |
1.5% | 28986 | 20741 | 16307 | 14339 | 11146 | 9238 | 7972 |
2% | 29492 | 21255 | 16828 | 14865 | 11685 | 9791 | 8538 |
2.5% | 30004 | 21776 | 17359 | 15402 | 12240 | 10363 | 9127 |
3% | 30522 | 22305 | 17900 | 15952 | 12811 | 10954 | 9739 |
3.5% | 31046 | 22842 | 18452 | 16513 | 13397 | 11564 | 10372 |
4% | 31574 | 23387 | 19013 | 17086 | 13998 | 12193 | 11028 |
4.5% | 32109 | 23940 | 19585 | 17671 | 14614 | 12839 | 11704 |
5% | 32649 | 24501 | 20167 | 18267 | 15244 | 13504 | 12400 |
5.5% | 33194 | 25069 | 20759 | 18874 | 15890 | 14185 | 13115 |
6% | 33745 | 25645 | 21361 | 19493 | 16549 | 14883 | 13849 |