Monthly Repayment |
HKD$10,925
|
Initial Payment |
HKD$1.54 Millions
|
Loan Amount |
HKD$2.3 Millions
|
Total interest |
HKD$0.97 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$57,600
|
Legal Fee |
HKD$24,200
|
Agency Fee |
HKD$38,400
|
Total Expense |
HKD$120,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 28411 | 20183 | 15756 | 13789 | 10595 | 8683 | 7410 |
1.5% | 28910 | 20687 | 16265 | 14301 | 11117 | 9214 | 7951 |
2% | 29416 | 21199 | 16784 | 14826 | 11655 | 9765 | 8516 |
2.5% | 29927 | 21719 | 17314 | 15362 | 12208 | 10336 | 9103 |
3% | 30443 | 22247 | 17854 | 15911 | 12777 | 10925 | 9713 |
3.5% | 30965 | 22783 | 18404 | 16470 | 13362 | 11534 | 10345 |
4% | 31492 | 23326 | 18964 | 17042 | 13961 | 12161 | 10999 |
4.5% | 32025 | 23878 | 19534 | 17625 | 14576 | 12806 | 11674 |
5% | 32564 | 24437 | 20115 | 18219 | 15205 | 13468 | 12368 |
5.5% | 33108 | 25004 | 20705 | 18825 | 15848 | 14148 | 13081 |
6% | 33658 | 25579 | 21305 | 19442 | 16506 | 14844 | 13813 |