Monthly Repayment |
HKD$10,897
|
Initial Payment |
HKD$1.53 Millions
|
Loan Amount |
HKD$2.3 Millions
|
Total interest |
HKD$0.97 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$57,450
|
Legal Fee |
HKD$24,150
|
Agency Fee |
HKD$38,300
|
Total Expense |
HKD$119,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 28337 | 20131 | 15715 | 13753 | 10568 | 8660 | 7391 |
1.5% | 28835 | 20634 | 16222 | 14264 | 11088 | 9190 | 7930 |
2% | 29339 | 21144 | 16740 | 14787 | 11625 | 9740 | 8493 |
2.5% | 29849 | 21663 | 17269 | 15322 | 12177 | 10309 | 9079 |
3% | 30364 | 22189 | 17807 | 15869 | 12744 | 10897 | 9688 |
3.5% | 30884 | 22723 | 18356 | 16428 | 13327 | 11504 | 10319 |
4% | 31410 | 23266 | 18915 | 16998 | 13925 | 12129 | 10971 |
4.5% | 31942 | 23816 | 19484 | 17579 | 14538 | 12773 | 11643 |
5% | 32479 | 24373 | 20062 | 18172 | 15165 | 13433 | 12336 |
5.5% | 33022 | 24939 | 20651 | 18776 | 15807 | 14111 | 13047 |
6% | 33570 | 25512 | 21250 | 19391 | 16463 | 14806 | 13777 |