Monthly Repayment |
HKD$10,868
|
Initial Payment |
HKD$1.53 Millions
|
Loan Amount |
HKD$2.29 Millions
|
Total interest |
HKD$0.97 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$57,300
|
Legal Fee |
HKD$24,100
|
Agency Fee |
HKD$38,200
|
Total Expense |
HKD$119,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 28263 | 20078 | 15674 | 13717 | 10540 | 8637 | 7371 |
1.5% | 28760 | 20580 | 16180 | 14227 | 11059 | 9166 | 7910 |
2% | 29262 | 21089 | 16697 | 14749 | 11594 | 9714 | 8471 |
2.5% | 29771 | 21606 | 17224 | 15282 | 12145 | 10282 | 9056 |
3% | 30284 | 22131 | 17761 | 15828 | 12711 | 10868 | 9663 |
3.5% | 30804 | 22664 | 18308 | 16385 | 13292 | 11474 | 10292 |
4% | 31328 | 23205 | 18865 | 16953 | 13889 | 12098 | 10942 |
4.5% | 31859 | 23753 | 19433 | 17533 | 14500 | 12739 | 11613 |
5% | 32394 | 24310 | 20010 | 18124 | 15126 | 13398 | 12303 |
5.5% | 32936 | 24874 | 20597 | 18727 | 15766 | 14074 | 13013 |
6% | 33482 | 25445 | 21194 | 19341 | 16420 | 14767 | 13741 |