Monthly Repayment |
HKD$12,647
|
Initial Payment |
HKD$1.14 Millions
|
Loan Amount |
HKD$2.67 Millions
|
Total interest |
HKD$1.13 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$57,150
|
Legal Fee |
HKD$24,050
|
Agency Fee |
HKD$38,100
|
Total Expense |
HKD$119,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 32887 | 23364 | 18238 | 15961 | 12265 | 10051 | 8578 |
1.5% | 33465 | 23947 | 18827 | 16555 | 12869 | 10666 | 9204 |
2% | 34050 | 24539 | 19429 | 17162 | 13491 | 11304 | 9857 |
2.5% | 34642 | 25141 | 20042 | 17783 | 14132 | 11964 | 10537 |
3% | 35239 | 25752 | 20667 | 18417 | 14791 | 12647 | 11244 |
3.5% | 35844 | 26372 | 21303 | 19065 | 15467 | 13351 | 11976 |
4% | 36454 | 27002 | 21952 | 19727 | 16161 | 14077 | 12732 |
4.5% | 37071 | 27640 | 22612 | 20402 | 16872 | 14824 | 13513 |
5% | 37695 | 28287 | 23284 | 21090 | 17601 | 15591 | 14317 |
5.5% | 38324 | 28943 | 23967 | 21791 | 18345 | 16377 | 15142 |
6% | 38961 | 29609 | 24662 | 22505 | 19107 | 17183 | 15990 |