Monthly Repayment |
HKD$12,614
|
Initial Payment |
HKD$1.14 Millions
|
Loan Amount |
HKD$2.66 Millions
|
Total interest |
HKD$1.12 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$57,000
|
Legal Fee |
HKD$24,000
|
Agency Fee |
HKD$38,000
|
Total Expense |
HKD$119,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 32801 | 23302 | 18190 | 15919 | 12233 | 10024 | 8555 |
1.5% | 33378 | 23884 | 18778 | 16511 | 12835 | 10638 | 9180 |
2% | 33961 | 24475 | 19378 | 17117 | 13456 | 11274 | 9831 |
2.5% | 34551 | 25075 | 19989 | 17736 | 14095 | 11933 | 10510 |
3% | 35147 | 25685 | 20612 | 18369 | 14752 | 12614 | 11214 |
3.5% | 35750 | 26303 | 21248 | 19015 | 15426 | 13316 | 11944 |
4% | 36359 | 26931 | 21894 | 19675 | 16119 | 14040 | 12699 |
4.5% | 36974 | 27567 | 22553 | 20348 | 16828 | 14785 | 13477 |
5% | 37596 | 28213 | 23223 | 21035 | 17554 | 15550 | 14279 |
5.5% | 38224 | 28867 | 23904 | 21734 | 18297 | 16334 | 15103 |
6% | 38858 | 29531 | 24597 | 22446 | 19057 | 17138 | 15948 |