Monthly Repayment |
HKD$10,812
|
Initial Payment |
HKD$1.52 Millions
|
Loan Amount |
HKD$2.28 Millions
|
Total interest |
HKD$0.96 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$57,000
|
Legal Fee |
HKD$24,000
|
Agency Fee |
HKD$38,000
|
Total Expense |
HKD$119,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 28115 | 19973 | 15592 | 13645 | 10485 | 8592 | 7333 |
1.5% | 28609 | 20472 | 16095 | 14152 | 11002 | 9118 | 7868 |
2% | 29109 | 20979 | 16609 | 14671 | 11534 | 9663 | 8427 |
2.5% | 29615 | 21493 | 17133 | 15202 | 12081 | 10228 | 9008 |
3% | 30126 | 22015 | 17668 | 15745 | 12644 | 10812 | 9612 |
3.5% | 30642 | 22545 | 18212 | 16299 | 13223 | 11414 | 10238 |
4% | 31164 | 23083 | 18767 | 16864 | 13816 | 12034 | 10885 |
4.5% | 31692 | 23629 | 19331 | 17441 | 14424 | 12672 | 11552 |
5% | 32225 | 24182 | 19905 | 18030 | 15046 | 13328 | 12239 |
5.5% | 32763 | 24743 | 20489 | 18629 | 15683 | 14001 | 12945 |
6% | 33307 | 25312 | 21083 | 19239 | 16334 | 14690 | 13669 |