Monthly Repayment |
HKD$12,580
|
Initial Payment |
HKD$1.14 Millions
|
Loan Amount |
HKD$2.65 Millions
|
Total interest |
HKD$1.12 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$56,850
|
Legal Fee |
HKD$23,950
|
Agency Fee |
HKD$37,900
|
Total Expense |
HKD$118,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 32714 | 23241 | 18142 | 15878 | 12200 | 9998 | 8533 |
1.5% | 33290 | 23821 | 18728 | 16468 | 12801 | 10610 | 9156 |
2% | 33872 | 24411 | 19327 | 17072 | 13421 | 11244 | 9806 |
2.5% | 34460 | 25009 | 19936 | 17689 | 14058 | 11901 | 10482 |
3% | 35054 | 25617 | 20558 | 18321 | 14713 | 12580 | 11185 |
3.5% | 35655 | 26234 | 21192 | 18965 | 15386 | 13281 | 11913 |
4% | 36263 | 26860 | 21837 | 19623 | 16076 | 14003 | 12665 |
4.5% | 36877 | 27495 | 22494 | 20295 | 16784 | 14746 | 13442 |
5% | 37497 | 28139 | 23162 | 20979 | 17508 | 15509 | 14241 |
5.5% | 38123 | 28792 | 23841 | 21677 | 18249 | 16291 | 15063 |
6% | 38756 | 29453 | 24532 | 22387 | 19006 | 17093 | 15906 |