Monthly Repayment |
HKD$89,625
|
Initial Payment |
HKD$18.9 Millions
|
Loan Amount |
HKD$18.9 Millions
|
Total interest |
HKD$7.99 Millions
|
complete insurance payment |
HKD$56,700 (0.3%)
|
Stamp Duty |
HKD$1,606,500
|
Legal Fee |
HKD$112,000
|
Agency Fee |
HKD$378,000
|
Total Expense |
HKD$2,153,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 233060 | 165571 | 129249 | 113115 | 86920 | 71228 | 60789 |
1.5% | 237159 | 169705 | 133425 | 117320 | 91201 | 75587 | 65227 |
2% | 241304 | 173905 | 137685 | 121623 | 95611 | 80108 | 69858 |
2.5% | 245495 | 178170 | 142030 | 126023 | 100151 | 84788 | 74677 |
3% | 249731 | 182499 | 146460 | 130519 | 104818 | 89625 | 79683 |
3.5% | 254013 | 186894 | 150972 | 135112 | 109612 | 94617 | 84869 |
4% | 258340 | 191353 | 155568 | 139801 | 114530 | 99761 | 90231 |
4.5% | 262713 | 195876 | 160247 | 144583 | 119570 | 105052 | 95763 |
5% | 267130 | 200463 | 165008 | 149459 | 124731 | 110487 | 101459 |
5.5% | 271593 | 205114 | 169850 | 154428 | 130010 | 116062 | 107312 |
6% | 276101 | 209828 | 174772 | 159488 | 135405 | 121772 | 113315 |