Monthly Repayment |
HKD$12,547
|
Initial Payment |
HKD$1.13 Millions
|
Loan Amount |
HKD$2.65 Millions
|
Total interest |
HKD$1.12 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$56,700
|
Legal Fee |
HKD$23,900
|
Agency Fee |
HKD$37,800
|
Total Expense |
HKD$118,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 32628 | 23180 | 18094 | 15836 | 12168 | 9972 | 8510 |
1.5% | 33202 | 23758 | 18679 | 16424 | 12768 | 10582 | 9131 |
2% | 33782 | 24346 | 19276 | 17027 | 13385 | 11215 | 9780 |
2.5% | 34369 | 24943 | 19884 | 17643 | 14021 | 11870 | 10454 |
3% | 34962 | 25549 | 20504 | 18272 | 14674 | 12547 | 11155 |
3.5% | 35561 | 26165 | 21136 | 18915 | 15345 | 13246 | 11881 |
4% | 36167 | 26789 | 21779 | 19572 | 16034 | 13966 | 12632 |
4.5% | 36779 | 27422 | 22434 | 20241 | 16739 | 14707 | 13406 |
5% | 37398 | 28064 | 23101 | 20924 | 17462 | 15468 | 14204 |
5.5% | 38023 | 28716 | 23779 | 21620 | 18201 | 16248 | 15023 |
6% | 38654 | 29376 | 24468 | 22328 | 18956 | 17048 | 15864 |