Monthly Repayment |
HKD$12,514
|
Initial Payment |
HKD$1.13 Millions
|
Loan Amount |
HKD$2.64 Millions
|
Total interest |
HKD$1.12 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$56,550
|
Legal Fee |
HKD$23,850
|
Agency Fee |
HKD$37,700
|
Total Expense |
HKD$118,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 32542 | 23118 | 18047 | 15794 | 12136 | 9945 | 8488 |
1.5% | 33114 | 23695 | 18630 | 16381 | 12734 | 10554 | 9107 |
2% | 33693 | 24282 | 19225 | 16982 | 13350 | 11185 | 9754 |
2.5% | 34278 | 24877 | 19831 | 17596 | 13984 | 11838 | 10427 |
3% | 34869 | 25482 | 20450 | 18224 | 14635 | 12514 | 11126 |
3.5% | 35467 | 26095 | 21080 | 18865 | 15305 | 13211 | 11850 |
4% | 36071 | 26718 | 21722 | 19520 | 15991 | 13929 | 12598 |
4.5% | 36682 | 27350 | 22375 | 20188 | 16695 | 14668 | 13371 |
5% | 37299 | 27990 | 23040 | 20869 | 17416 | 15427 | 14166 |
5.5% | 37922 | 28640 | 23716 | 21562 | 18153 | 16205 | 14983 |
6% | 38551 | 29298 | 24403 | 22269 | 18906 | 17003 | 15822 |