Monthly Repayment |
HKD$10,726
|
Initial Payment |
HKD$1.51 Millions
|
Loan Amount |
HKD$2.26 Millions
|
Total interest |
HKD$0.96 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$56,550
|
Legal Fee |
HKD$23,850
|
Agency Fee |
HKD$37,700
|
Total Expense |
HKD$118,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 27893 | 19816 | 15468 | 13537 | 10402 | 8524 | 7275 |
1.5% | 28383 | 20310 | 15968 | 14041 | 10915 | 9046 | 7806 |
2% | 28879 | 20813 | 16478 | 14556 | 11443 | 9587 | 8360 |
2.5% | 29381 | 21323 | 16998 | 15082 | 11986 | 10147 | 8937 |
3% | 29888 | 21842 | 17528 | 15620 | 12544 | 10726 | 9536 |
3.5% | 30400 | 22367 | 18068 | 16170 | 13118 | 11324 | 10157 |
4% | 30918 | 22901 | 18618 | 16731 | 13707 | 11939 | 10799 |
4.5% | 31442 | 23443 | 19178 | 17304 | 14310 | 12572 | 11461 |
5% | 31970 | 23992 | 19748 | 17887 | 14928 | 13223 | 12142 |
5.5% | 32505 | 24548 | 20328 | 18482 | 15560 | 13890 | 12843 |
6% | 33044 | 25112 | 20917 | 19088 | 16205 | 14574 | 13561 |