Monthly Repayment |
HKD$89,151
|
Initial Payment |
HKD$18.8 Millions
|
Loan Amount |
HKD$18.8 Millions
|
Total interest |
HKD$7.95 Millions
|
complete insurance payment |
HKD$56,400 (0.3%)
|
Stamp Duty |
HKD$1,598,000
|
Legal Fee |
HKD$111,500
|
Agency Fee |
HKD$376,000
|
Total Expense |
HKD$2,141,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 231827 | 164695 | 128565 | 112516 | 86460 | 70852 | 60468 |
1.5% | 235904 | 168808 | 132719 | 116699 | 90718 | 75188 | 64882 |
2% | 240027 | 172985 | 136957 | 120979 | 95106 | 79684 | 69488 |
2.5% | 244196 | 177227 | 141279 | 125356 | 99621 | 84339 | 74282 |
3% | 248410 | 181534 | 145685 | 129829 | 104264 | 89151 | 79261 |
3.5% | 252669 | 185905 | 150174 | 134397 | 109032 | 94117 | 84420 |
4% | 256973 | 190340 | 154745 | 139061 | 113924 | 99233 | 89754 |
4.5% | 261323 | 194840 | 159399 | 143818 | 118938 | 104496 | 95256 |
5% | 265717 | 199403 | 164135 | 148669 | 124071 | 109902 | 100922 |
5.5% | 270156 | 204029 | 168951 | 153611 | 129322 | 115448 | 106744 |
6% | 274640 | 208718 | 173848 | 158645 | 134689 | 121128 | 112715 |