Monthly Repayment |
HKD$12,481
|
Initial Payment |
HKD$1.13 Millions
|
Loan Amount |
HKD$2.63 Millions
|
Total interest |
HKD$1.11 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$56,400
|
Legal Fee |
HKD$23,800
|
Agency Fee |
HKD$37,600
|
Total Expense |
HKD$117,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 32455 | 23057 | 17999 | 15752 | 12104 | 9919 | 8465 |
1.5% | 33026 | 23633 | 18580 | 16337 | 12700 | 10526 | 9083 |
2% | 33603 | 24217 | 19174 | 16937 | 13314 | 11155 | 9728 |
2.5% | 34187 | 24811 | 19779 | 17549 | 13947 | 11807 | 10399 |
3% | 34777 | 25414 | 20395 | 18176 | 14597 | 12481 | 11096 |
3.5% | 35373 | 26026 | 21024 | 18815 | 15264 | 13176 | 11818 |
4% | 35976 | 26647 | 21664 | 19468 | 15949 | 13892 | 12565 |
4.5% | 36585 | 27277 | 22315 | 20134 | 16651 | 14629 | 13335 |
5% | 37200 | 27916 | 22978 | 20813 | 17370 | 15386 | 14129 |
5.5% | 37821 | 28564 | 23653 | 21505 | 18105 | 16162 | 14944 |
6% | 38449 | 29220 | 24338 | 22210 | 18856 | 16958 | 15780 |