Monthly Repayment |
HKD$88,440
|
Initial Payment |
HKD$18.65 Millions
|
Loan Amount |
HKD$18.65 Millions
|
Total interest |
HKD$7.88 Millions
|
complete insurance payment |
HKD$55,950 (0.3%)
|
Stamp Duty |
HKD$1,585,250
|
Legal Fee |
HKD$110,750
|
Agency Fee |
HKD$373,000
|
Total Expense |
HKD$2,124,950
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 229977 | 163381 | 127540 | 111619 | 85770 | 70286 | 59985 |
1.5% | 234022 | 167461 | 131660 | 115768 | 89994 | 74588 | 64364 |
2% | 238112 | 171605 | 135864 | 120014 | 94347 | 79048 | 68934 |
2.5% | 242247 | 175813 | 140152 | 124356 | 98826 | 83667 | 73690 |
3% | 246428 | 180085 | 144522 | 128793 | 103432 | 88440 | 78629 |
3.5% | 250653 | 184422 | 148975 | 133325 | 108162 | 93366 | 83746 |
4% | 254923 | 188822 | 153511 | 137951 | 113015 | 98441 | 89037 |
4.5% | 259238 | 193285 | 158127 | 142671 | 117989 | 103662 | 94496 |
5% | 263597 | 197812 | 162825 | 147483 | 123081 | 109026 | 100117 |
5.5% | 268001 | 202401 | 167603 | 152386 | 128290 | 114527 | 105892 |
6% | 272449 | 207053 | 172460 | 157379 | 133614 | 120162 | 111816 |