Monthly Repayment |
HKD$10,527
|
Initial Payment |
HKD$1.48 Millions
|
Loan Amount |
HKD$2.22 Millions
|
Total interest |
HKD$0.94 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$55,500
|
Legal Fee |
HKD$23,500
|
Agency Fee |
HKD$37,000
|
Total Expense |
HKD$116,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 27375 | 19448 | 15181 | 13286 | 10209 | 8366 | 7140 |
1.5% | 27856 | 19933 | 15672 | 13780 | 10712 | 8878 | 7661 |
2% | 28343 | 20426 | 16172 | 14285 | 11230 | 9409 | 8205 |
2.5% | 28835 | 20927 | 16682 | 14802 | 11763 | 9959 | 8771 |
3% | 29333 | 21436 | 17203 | 15330 | 12312 | 10527 | 9359 |
3.5% | 29836 | 21952 | 17733 | 15870 | 12875 | 11113 | 9968 |
4% | 30344 | 22476 | 18273 | 16421 | 13452 | 11717 | 10598 |
4.5% | 30858 | 23007 | 18822 | 16982 | 14044 | 12339 | 11248 |
5% | 31377 | 23546 | 19381 | 17555 | 14651 | 12977 | 11917 |
5.5% | 31901 | 24092 | 19950 | 18139 | 15271 | 13632 | 12604 |
6% | 32430 | 24646 | 20528 | 18733 | 15904 | 14303 | 13310 |