Monthly Repayment |
HKD$12,775
|
Initial Payment |
HKD$1.85 Millions
|
Loan Amount |
HKD$1.85 Millions
|
Total interest |
HKD$0.45 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$55,500
|
Legal Fee |
HKD$23,500
|
Agency Fee |
HKD$37,000
|
Total Expense |
HKD$116,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 22812 | 16206 | 12651 | 11072 | 8508 | 6972 | 5950 |
1.5% | 23214 | 16611 | 13060 | 11483 | 8927 | 7398 | 6384 |
2% | 23619 | 17022 | 13477 | 11904 | 9358 | 7841 | 6837 |
2.5% | 24029 | 17439 | 13902 | 12335 | 9803 | 8299 | 7309 |
3% | 24444 | 17863 | 14336 | 12775 | 10260 | 8772 | 7799 |
3.5% | 24863 | 18293 | 14777 | 13225 | 10729 | 9261 | 8307 |
4% | 25287 | 18730 | 15227 | 13684 | 11210 | 9764 | 8832 |
4.5% | 25715 | 19173 | 15685 | 14152 | 11704 | 10282 | 9373 |
5% | 26147 | 19622 | 16151 | 14629 | 12209 | 10814 | 9931 |
5.5% | 26584 | 20077 | 16625 | 15116 | 12725 | 11360 | 10504 |
6% | 27025 | 20538 | 17107 | 15611 | 13253 | 11919 | 11091 |