Monthly Repayment |
HKD$12,248
|
Initial Payment |
HKD$1.11 Millions
|
Loan Amount |
HKD$2.58 Millions
|
Total interest |
HKD$1.09 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$55,350
|
Legal Fee |
HKD$23,450
|
Agency Fee |
HKD$36,900
|
Total Expense |
HKD$115,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 31851 | 22628 | 17664 | 15459 | 11879 | 9734 | 8307 |
1.5% | 32411 | 23193 | 18234 | 16033 | 12464 | 10330 | 8914 |
2% | 32978 | 23767 | 18817 | 16621 | 13066 | 10948 | 9547 |
2.5% | 33551 | 24349 | 19410 | 17223 | 13687 | 11587 | 10205 |
3% | 34129 | 24941 | 20016 | 17837 | 14325 | 12248 | 10890 |
3.5% | 34715 | 25542 | 20632 | 18465 | 14980 | 12931 | 11598 |
4% | 35306 | 26151 | 21261 | 19106 | 15652 | 13634 | 12331 |
4.5% | 35904 | 26769 | 21900 | 19759 | 16341 | 14357 | 13087 |
5% | 36507 | 27396 | 22551 | 20426 | 17046 | 15099 | 13866 |
5.5% | 37117 | 28032 | 23212 | 21105 | 17768 | 15861 | 14665 |
6% | 37733 | 28676 | 23885 | 21796 | 18505 | 16642 | 15486 |