Monthly Repayment |
HKD$10,499
|
Initial Payment |
HKD$1.48 Millions
|
Loan Amount |
HKD$2.21 Millions
|
Total interest |
HKD$0.94 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$55,350
|
Legal Fee |
HKD$23,450
|
Agency Fee |
HKD$36,900
|
Total Expense |
HKD$115,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 27301 | 19395 | 15140 | 13250 | 10182 | 8343 | 7121 |
1.5% | 27781 | 19879 | 15629 | 13743 | 10683 | 8854 | 7640 |
2% | 28267 | 20371 | 16128 | 14247 | 11200 | 9384 | 8183 |
2.5% | 28758 | 20871 | 16637 | 14762 | 11732 | 9932 | 8747 |
3% | 29254 | 21378 | 17156 | 15289 | 12278 | 10499 | 9334 |
3.5% | 29755 | 21893 | 17685 | 15827 | 12840 | 11083 | 9941 |
4% | 30262 | 22415 | 18223 | 16376 | 13416 | 11686 | 10569 |
4.5% | 30774 | 22945 | 18771 | 16936 | 14006 | 12306 | 11218 |
5% | 31292 | 23482 | 19329 | 17508 | 14611 | 12942 | 11885 |
5.5% | 31815 | 24027 | 19896 | 18090 | 15229 | 13595 | 12570 |
6% | 32343 | 24579 | 20473 | 18682 | 15861 | 14264 | 13274 |