Monthly Repayment |
HKD$12,741
|
Initial Payment |
HKD$1.85 Millions
|
Loan Amount |
HKD$1.85 Millions
|
Total interest |
HKD$0.45 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$55,350
|
Legal Fee |
HKD$23,450
|
Agency Fee |
HKD$36,900
|
Total Expense |
HKD$115,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 22751 | 16162 | 12617 | 11042 | 8485 | 6953 | 5934 |
1.5% | 23151 | 16566 | 13024 | 11452 | 8902 | 7378 | 6367 |
2% | 23555 | 16976 | 13440 | 11872 | 9333 | 7820 | 6819 |
2.5% | 23965 | 17392 | 13864 | 12302 | 9776 | 8276 | 7289 |
3% | 24378 | 17815 | 14297 | 12741 | 10232 | 8749 | 7778 |
3.5% | 24796 | 18244 | 14737 | 13189 | 10700 | 9236 | 8284 |
4% | 25218 | 18679 | 15186 | 13647 | 11180 | 9738 | 8808 |
4.5% | 25645 | 19121 | 15643 | 14114 | 11672 | 10255 | 9348 |
5% | 26077 | 19569 | 16107 | 14590 | 12176 | 10785 | 9904 |
5.5% | 26512 | 20023 | 16580 | 15075 | 12691 | 11329 | 10475 |
6% | 26952 | 20483 | 17061 | 15569 | 13218 | 11887 | 11061 |