Monthly Repayment |
HKD$87,254
|
Initial Payment |
HKD$18.4 Millions
|
Loan Amount |
HKD$18.4 Millions
|
Total interest |
HKD$7.78 Millions
|
complete insurance payment |
HKD$55,200 (0.3%)
|
Stamp Duty |
HKD$1,564,000
|
Legal Fee |
HKD$109,500
|
Agency Fee |
HKD$368,000
|
Total Expense |
HKD$2,096,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 226894 | 161191 | 125830 | 110122 | 84620 | 69344 | 59181 |
1.5% | 230885 | 165216 | 129895 | 114216 | 88788 | 73588 | 63502 |
2% | 234920 | 169304 | 134043 | 118405 | 93082 | 77989 | 68009 |
2.5% | 239000 | 173456 | 138273 | 122689 | 97502 | 82545 | 72702 |
3% | 243124 | 177671 | 142585 | 127067 | 102045 | 87254 | 77575 |
3.5% | 247293 | 181949 | 146978 | 131538 | 106712 | 92114 | 82624 |
4% | 251506 | 186291 | 151453 | 136102 | 111500 | 97121 | 87844 |
4.5% | 255762 | 190694 | 156008 | 140758 | 116407 | 102273 | 93230 |
5% | 260063 | 195160 | 160642 | 145506 | 121431 | 107564 | 98775 |
5.5% | 264408 | 199688 | 165356 | 150343 | 126571 | 112992 | 104473 |
6% | 268797 | 204277 | 170149 | 155269 | 131823 | 118551 | 110317 |