Monthly Repayment |
HKD$12,215
|
Initial Payment |
HKD$1.1 Millions
|
Loan Amount |
HKD$2.58 Millions
|
Total interest |
HKD$1.09 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$55,200
|
Legal Fee |
HKD$23,400
|
Agency Fee |
HKD$36,800
|
Total Expense |
HKD$115,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 31765 | 22566 | 17616 | 15417 | 11846 | 9708 | 8285 |
1.5% | 32323 | 23130 | 18185 | 15990 | 12430 | 10302 | 8890 |
2% | 32888 | 23702 | 18766 | 16576 | 13031 | 10918 | 9521 |
2.5% | 33460 | 24283 | 19358 | 17176 | 13650 | 11556 | 10178 |
3% | 34037 | 24874 | 19961 | 17789 | 14286 | 12215 | 10860 |
3.5% | 34621 | 25472 | 20577 | 18415 | 14939 | 12896 | 11567 |
4% | 35210 | 26080 | 21203 | 19054 | 15610 | 13597 | 12298 |
4.5% | 35806 | 26697 | 21841 | 19706 | 16297 | 14318 | 13052 |
5% | 36408 | 27322 | 22490 | 20370 | 17000 | 15059 | 13828 |
5.5% | 37017 | 27956 | 23149 | 21048 | 17719 | 15818 | 14626 |
6% | 37631 | 28598 | 23820 | 21737 | 18455 | 16597 | 15444 |