Monthly Repayment |
HKD$12,182
|
Initial Payment |
HKD$1.1 Millions
|
Loan Amount |
HKD$2.57 Millions
|
Total interest |
HKD$1.09 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$55,050
|
Legal Fee |
HKD$23,350
|
Agency Fee |
HKD$36,700
|
Total Expense |
HKD$115,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 31678 | 22505 | 17568 | 15375 | 11814 | 9681 | 8262 |
1.5% | 32236 | 23067 | 18135 | 15946 | 12396 | 10274 | 8866 |
2% | 32799 | 23638 | 18715 | 16531 | 12996 | 10888 | 9495 |
2.5% | 33369 | 24217 | 19305 | 17129 | 13613 | 11524 | 10150 |
3% | 33944 | 24806 | 19907 | 17741 | 14247 | 12182 | 10831 |
3.5% | 34526 | 25403 | 20521 | 18365 | 14899 | 12861 | 11535 |
4% | 35115 | 26009 | 21145 | 19002 | 15567 | 13560 | 12264 |
4.5% | 35709 | 26624 | 21781 | 19652 | 16252 | 14279 | 13016 |
5% | 36310 | 27248 | 22428 | 20315 | 16954 | 15018 | 13790 |
5.5% | 36916 | 27880 | 23087 | 20990 | 17671 | 15775 | 14586 |
6% | 37529 | 28521 | 23756 | 21678 | 18405 | 16552 | 15402 |