Monthly Repayment |
HKD$86,543
|
Initial Payment |
HKD$18.25 Millions
|
Loan Amount |
HKD$18.25 Millions
|
Total interest |
HKD$7.71 Millions
|
complete insurance payment |
HKD$54,750 (0.3%)
|
Stamp Duty |
HKD$1,551,250
|
Legal Fee |
HKD$108,750
|
Agency Fee |
HKD$365,000
|
Total Expense |
HKD$2,079,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 225045 | 159877 | 124804 | 109225 | 83930 | 68779 | 58699 |
1.5% | 229003 | 163869 | 128836 | 113285 | 88064 | 72988 | 62984 |
2% | 233005 | 167924 | 132950 | 117440 | 92323 | 77353 | 67455 |
2.5% | 237052 | 172042 | 137146 | 121689 | 96707 | 81872 | 72109 |
3% | 241142 | 176223 | 141423 | 126031 | 101214 | 86543 | 76942 |
3.5% | 245277 | 180466 | 145780 | 130466 | 105842 | 91363 | 81950 |
4% | 249455 | 184772 | 150218 | 134993 | 110591 | 96330 | 87128 |
4.5% | 253677 | 189140 | 154736 | 139611 | 115458 | 101439 | 92470 |
5% | 257943 | 193569 | 159333 | 144319 | 120441 | 106687 | 97969 |
5.5% | 262253 | 198060 | 164008 | 149117 | 125539 | 112070 | 103621 |
6% | 266606 | 202612 | 168762 | 154003 | 130748 | 117585 | 109417 |