Monthly Repayment |
HKD$12,116
|
Initial Payment |
HKD$1.1 Millions
|
Loan Amount |
HKD$2.56 Millions
|
Total interest |
HKD$1.08 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$54,750
|
Legal Fee |
HKD$23,250
|
Agency Fee |
HKD$36,500
|
Total Expense |
HKD$114,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 31506 | 22382 | 17472 | 15291 | 11750 | 9629 | 8217 |
1.5% | 32060 | 22941 | 18037 | 15859 | 12329 | 10218 | 8817 |
2% | 32620 | 23509 | 18613 | 16441 | 12925 | 10829 | 9443 |
2.5% | 33187 | 24085 | 19200 | 17036 | 13539 | 11462 | 10095 |
3% | 33759 | 24671 | 19799 | 17644 | 14169 | 12116 | 10771 |
3.5% | 34338 | 25265 | 20409 | 18265 | 14817 | 12790 | 11473 |
4% | 34923 | 25868 | 21030 | 18899 | 15482 | 13486 | 12197 |
4.5% | 35514 | 26479 | 21663 | 19545 | 16164 | 14201 | 12945 |
5% | 36112 | 27099 | 22306 | 20204 | 16861 | 14936 | 13715 |
5.5% | 36715 | 27728 | 22961 | 20876 | 17575 | 15689 | 14507 |
6% | 37324 | 28365 | 23626 | 21560 | 18304 | 16461 | 15318 |