Monthly Repayment |
HKD$12,049
|
Initial Payment |
HKD$1.09 Millions
|
Loan Amount |
HKD$2.54 Millions
|
Total interest |
HKD$1.07 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$54,450
|
Legal Fee |
HKD$23,150
|
Agency Fee |
HKD$36,300
|
Total Expense |
HKD$113,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 31333 | 22260 | 17376 | 15207 | 11685 | 9576 | 8172 |
1.5% | 31884 | 22816 | 17938 | 15773 | 12261 | 10162 | 8769 |
2% | 32442 | 23380 | 18511 | 16351 | 12854 | 10770 | 9392 |
2.5% | 33005 | 23953 | 19095 | 16943 | 13464 | 11399 | 10040 |
3% | 33574 | 24536 | 19690 | 17547 | 14092 | 12049 | 10712 |
3.5% | 34150 | 25126 | 20297 | 18165 | 14736 | 12720 | 11410 |
4% | 34732 | 25726 | 20915 | 18795 | 15397 | 13412 | 12131 |
4.5% | 35320 | 26334 | 21544 | 19438 | 16075 | 14123 | 12874 |
5% | 35914 | 26951 | 22184 | 20094 | 16769 | 14854 | 13640 |
5.5% | 36514 | 27576 | 22835 | 20762 | 17479 | 15603 | 14427 |
6% | 37120 | 28210 | 23497 | 21442 | 18204 | 16371 | 15234 |