Monthly Repayment |
HKD$12,016
|
Initial Payment |
HKD$1.09 Millions
|
Loan Amount |
HKD$2.53 Millions
|
Total interest |
HKD$1.07 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$54,300
|
Legal Fee |
HKD$23,100
|
Agency Fee |
HKD$36,200
|
Total Expense |
HKD$113,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 31247 | 22198 | 17329 | 15165 | 11653 | 9549 | 8150 |
1.5% | 31796 | 22753 | 17888 | 15729 | 12227 | 10134 | 8745 |
2% | 32352 | 23316 | 18460 | 16306 | 12819 | 10740 | 9366 |
2.5% | 32914 | 23887 | 19042 | 16896 | 13427 | 11367 | 10012 |
3% | 33482 | 24468 | 19636 | 17499 | 14053 | 12016 | 10683 |
3.5% | 34056 | 25057 | 20241 | 18115 | 14696 | 12685 | 11378 |
4% | 34636 | 25655 | 20857 | 18743 | 15355 | 13375 | 12097 |
4.5% | 35223 | 26261 | 21485 | 19384 | 16031 | 14084 | 12839 |
5% | 35815 | 26877 | 22123 | 20038 | 16723 | 14813 | 13603 |
5.5% | 36413 | 27500 | 22772 | 20704 | 17431 | 15560 | 14387 |
6% | 37018 | 28132 | 23432 | 21383 | 18154 | 16326 | 15192 |