Monthly Repayment |
HKD$11,983
|
Initial Payment |
HKD$1.08 Millions
|
Loan Amount |
HKD$2.53 Millions
|
Total interest |
HKD$1.07 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$54,150
|
Legal Fee |
HKD$23,050
|
Agency Fee |
HKD$36,100
|
Total Expense |
HKD$113,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 31161 | 22137 | 17281 | 15123 | 11621 | 9523 | 8127 |
1.5% | 31709 | 22690 | 17839 | 15686 | 12193 | 10106 | 8721 |
2% | 32263 | 23251 | 18409 | 16261 | 12783 | 10710 | 9340 |
2.5% | 32823 | 23822 | 18990 | 16849 | 13390 | 11336 | 9984 |
3% | 33390 | 24400 | 19582 | 17450 | 14014 | 11983 | 10653 |
3.5% | 33962 | 24988 | 20185 | 18065 | 14655 | 12650 | 11347 |
4% | 34541 | 25584 | 20800 | 18691 | 15313 | 13338 | 12064 |
4.5% | 35125 | 26189 | 21425 | 19331 | 15987 | 14045 | 12803 |
5% | 35716 | 26802 | 22062 | 19983 | 16677 | 14772 | 13565 |
5.5% | 36313 | 27424 | 22709 | 20647 | 17382 | 15517 | 14348 |
6% | 36915 | 28054 | 23367 | 21324 | 18104 | 16281 | 15150 |