Monthly Repayment |
HKD$124,304
|
Initial Payment |
HKD$18 Millions
|
Loan Amount |
HKD$18 Millions
|
Total interest |
HKD$4.37 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$1,530,000
|
Legal Fee |
HKD$107,500
|
Agency Fee |
HKD$360,000
|
Total Expense |
HKD$1,997,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 221962 | 157687 | 123095 | 107729 | 82780 | 67837 | 57895 |
1.5% | 225866 | 161624 | 127071 | 111733 | 86858 | 71988 | 62121 |
2% | 229813 | 165624 | 131129 | 115831 | 91059 | 76293 | 66531 |
2.5% | 233804 | 169685 | 135267 | 120022 | 95382 | 80751 | 71121 |
3% | 237839 | 173809 | 139485 | 124304 | 99827 | 85358 | 75888 |
3.5% | 241917 | 177994 | 143783 | 128678 | 104392 | 90112 | 80828 |
4% | 246038 | 182241 | 148160 | 133143 | 109076 | 95010 | 85934 |
4.5% | 250202 | 186549 | 152616 | 137698 | 113876 | 100049 | 91203 |
5% | 254410 | 190917 | 157150 | 142342 | 118792 | 105226 | 96627 |
5.5% | 258660 | 195347 | 161762 | 147075 | 123819 | 110535 | 102202 |
6% | 262953 | 199836 | 166450 | 151894 | 128957 | 115974 | 107919 |