Monthly Repayment |
HKD$11,976
|
Initial Payment |
HKD$1.08 Millions
|
Loan Amount |
HKD$2.53 Millions
|
Total interest |
HKD$1.07 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$54,120
|
Legal Fee |
HKD$23,040
|
Agency Fee |
HKD$36,080
|
Total Expense |
HKD$113,240
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 31143 | 22125 | 17271 | 15115 | 11615 | 9518 | 8123 |
1.5% | 31691 | 22677 | 17829 | 15677 | 12187 | 10100 | 8716 |
2% | 32245 | 23238 | 18398 | 16252 | 12776 | 10704 | 9335 |
2.5% | 32805 | 23808 | 18979 | 16840 | 13383 | 11330 | 9979 |
3% | 33371 | 24387 | 19571 | 17441 | 14006 | 11976 | 10648 |
3.5% | 33943 | 24974 | 20174 | 18055 | 14647 | 12643 | 11341 |
4% | 34521 | 25570 | 20788 | 18681 | 15304 | 13331 | 12057 |
4.5% | 35106 | 26174 | 21413 | 19320 | 15978 | 14038 | 12796 |
5% | 35696 | 26787 | 22049 | 19972 | 16667 | 14764 | 13557 |
5.5% | 36292 | 27409 | 22697 | 20636 | 17373 | 15509 | 14340 |
6% | 36895 | 28039 | 23354 | 21312 | 18094 | 16272 | 15142 |