| Monthly Repayment |
HKD$11,950
|
| Loan Amount |
HKD$2.52 Millions
|
| Total interest |
HKD$1.07 Millions
|
| Total repayment |
HKD$3.59 Millions
|
| Down payment |
HKD$1,080,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$23,000
|
| Agency Fee |
HKD$36,000
|
| complete insurance payment |
--
|
| Total Expense |
HKD$1,139,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 31074 | 22076 | 17233 | 15082 | 11589 | 9497 | 8105 |
| 1.5% | 31621 | 22627 | 17790 | 15642 | 12160 | 10078 | 8697 |
| 2% | 32173 | 23187 | 18358 | 16216 | 12748 | 10681 | 9314 |
| 2.5% | 32732 | 23756 | 18937 | 16803 | 13353 | 11305 | 9957 |
| 3% | 33297 | 24333 | 19528 | 17402 | 13975 | 11950 | 10624 |
| 3.5% | 33868 | 24919 | 20129 | 18015 | 14614 | 12615 | 11315 |
| 4% | 34445 | 25513 | 20742 | 18640 | 15270 | 13301 | 12030 |
| 4.5% | 35028 | 26116 | 21366 | 19277 | 15942 | 14006 | 12768 |
| 5% | 35617 | 26728 | 22001 | 19927 | 16630 | 14731 | 13527 |
| 5.5% | 36212 | 27348 | 22646 | 20590 | 17334 | 15475 | 14308 |
| 6% | 36813 | 27977 | 23303 | 21265 | 18054 | 16236 | 15108 |
