Monthly Repayment |
HKD$12,430
|
Initial Payment |
HKD$1.8 Millions
|
Loan Amount |
HKD$1.8 Millions
|
Total interest |
HKD$0.44 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$54,000
|
Legal Fee |
HKD$23,000
|
Agency Fee |
HKD$36,000
|
Total Expense |
HKD$113,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 22196 | 15768 | 12309 | 10772 | 8278 | 6783 | 5789 |
1.5% | 22586 | 16162 | 12707 | 11173 | 8685 | 7198 | 6212 |
2% | 22981 | 16562 | 13112 | 11583 | 9105 | 7629 | 6653 |
2.5% | 23380 | 16968 | 13526 | 12002 | 9538 | 8075 | 7112 |
3% | 23783 | 17380 | 13948 | 12430 | 9982 | 8535 | 7588 |
3.5% | 24191 | 17799 | 14378 | 12867 | 10439 | 9011 | 8082 |
4% | 24603 | 18224 | 14816 | 13314 | 10907 | 9501 | 8593 |
4.5% | 25020 | 18654 | 15261 | 13769 | 11387 | 10004 | 9120 |
5% | 25441 | 19091 | 15715 | 14234 | 11879 | 10522 | 9662 |
5.5% | 25866 | 19534 | 16176 | 14707 | 12381 | 11053 | 10220 |
6% | 26295 | 19983 | 16645 | 15189 | 12895 | 11597 | 10791 |