Monthly Repayment |
HKD$11,946
|
Initial Payment |
HKD$1.08 Millions
|
Loan Amount |
HKD$2.52 Millions
|
Total interest |
HKD$1.06 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$53,985
|
Legal Fee |
HKD$22,995
|
Agency Fee |
HKD$35,990
|
Total Expense |
HKD$112,970
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 31066 | 22070 | 17228 | 15077 | 11586 | 9494 | 8103 |
1.5% | 31612 | 22621 | 17785 | 15638 | 12156 | 10075 | 8694 |
2% | 32164 | 23180 | 18353 | 16211 | 12744 | 10678 | 9311 |
2.5% | 32723 | 23749 | 18932 | 16798 | 13349 | 11302 | 9954 |
3% | 33288 | 24326 | 19522 | 17397 | 13971 | 11946 | 10621 |
3.5% | 33859 | 24912 | 20124 | 18010 | 14610 | 12612 | 11312 |
4% | 34435 | 25506 | 20736 | 18634 | 15266 | 13297 | 12027 |
4.5% | 35018 | 26109 | 21360 | 19272 | 15938 | 14003 | 12764 |
5% | 35607 | 26721 | 21994 | 19922 | 16626 | 14727 | 13524 |
5.5% | 36202 | 27341 | 22640 | 20584 | 17329 | 15470 | 14304 |
6% | 36803 | 27969 | 23296 | 21259 | 18049 | 16231 | 15104 |