| Monthly Repayment |
HKD$11,916
|
| Loan Amount |
HKD$2.51 Millions
|
| Total Interest |
HKD$1.06 Millions
|
| Total repayment |
HKD$3.57 Millions
|
| Down payment |
HKD$1,080,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$22,950
|
| Agency Fee |
HKD$35,900
|
| Complete insurance Payment |
--
|
| Total Expense |
HKD$1,138,950
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 30988 | 22014 | 17185 | 15040 | 11557 | 9470 | 8082 |
| 1.5% | 31533 | 22564 | 17740 | 15599 | 12126 | 10050 | 8672 |
| 2% | 32084 | 23122 | 18307 | 16171 | 12712 | 10651 | 9288 |
| 2.5% | 32641 | 23690 | 18884 | 16756 | 13316 | 11273 | 9929 |
| 3% | 33205 | 24265 | 19473 | 17354 | 13937 | 11916 | 10594 |
| 3.5% | 33774 | 24850 | 20073 | 17964 | 14574 | 12580 | 11284 |
| 4% | 34349 | 25442 | 20684 | 18588 | 15228 | 13264 | 11997 |
| 4.5% | 34931 | 26044 | 21306 | 19224 | 15898 | 13968 | 12733 |
| 5% | 35518 | 26654 | 21939 | 19872 | 16584 | 14690 | 13490 |
| 5.5% | 36111 | 27272 | 22583 | 20533 | 17286 | 15432 | 14268 |
| 6% | 36711 | 27899 | 23238 | 21206 | 18003 | 16191 | 15066 |