Monthly Repayment |
HKD$11,916
|
Initial Payment |
HKD$1.08 Millions
|
Loan Amount |
HKD$2.51 Millions
|
Total interest |
HKD$1.06 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$53,850
|
Legal Fee |
HKD$22,950
|
Agency Fee |
HKD$35,900
|
Total Expense |
HKD$112,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 30988 | 22014 | 17185 | 15040 | 11557 | 9470 | 8082 |
1.5% | 31533 | 22564 | 17740 | 15599 | 12126 | 10050 | 8672 |
2% | 32084 | 23122 | 18307 | 16171 | 12712 | 10651 | 9288 |
2.5% | 32641 | 23690 | 18884 | 16756 | 13316 | 11273 | 9929 |
3% | 33205 | 24265 | 19473 | 17354 | 13937 | 11916 | 10594 |
3.5% | 33774 | 24850 | 20073 | 17964 | 14574 | 12580 | 11284 |
4% | 34349 | 25442 | 20684 | 18588 | 15228 | 13264 | 11997 |
4.5% | 34931 | 26044 | 21306 | 19224 | 15898 | 13968 | 12733 |
5% | 35518 | 26654 | 21939 | 19872 | 16584 | 14690 | 13490 |
5.5% | 36111 | 27272 | 22583 | 20533 | 17286 | 15432 | 14268 |
6% | 36711 | 27899 | 23238 | 21206 | 18003 | 16191 | 15066 |