Monthly Repayment |
HKD$11,883
|
Initial Payment |
HKD$1.07 Millions
|
Loan Amount |
HKD$2.51 Millions
|
Total interest |
HKD$1.06 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$53,700
|
Legal Fee |
HKD$22,900
|
Agency Fee |
HKD$35,800
|
Total Expense |
HKD$112,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 30902 | 21953 | 17137 | 14998 | 11524 | 9444 | 8060 |
1.5% | 31445 | 22501 | 17691 | 15555 | 12092 | 10022 | 8648 |
2% | 31995 | 23058 | 18256 | 16126 | 12677 | 10621 | 9262 |
2.5% | 32550 | 23624 | 18832 | 16709 | 13279 | 11242 | 9901 |
3% | 33112 | 24198 | 19419 | 17305 | 13898 | 11883 | 10565 |
3.5% | 33680 | 24780 | 20017 | 17914 | 14533 | 12545 | 11253 |
4% | 34254 | 25372 | 20627 | 18536 | 15185 | 13227 | 11964 |
4.5% | 34833 | 25971 | 21247 | 19170 | 15854 | 13929 | 12697 |
5% | 35419 | 26580 | 21878 | 19817 | 16538 | 14649 | 13452 |
5.5% | 36011 | 27196 | 22520 | 20476 | 17238 | 15389 | 14228 |
6% | 36609 | 27821 | 23173 | 21147 | 17953 | 16146 | 15024 |