Monthly Repayment |
HKD$10,186
|
Initial Payment |
HKD$1.43 Millions
|
Loan Amount |
HKD$2.15 Millions
|
Total interest |
HKD$0.91 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$53,700
|
Legal Fee |
HKD$22,900
|
Agency Fee |
HKD$35,800
|
Total Expense |
HKD$112,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 26487 | 18817 | 14689 | 12855 | 9878 | 8095 | 6908 |
1.5% | 26953 | 19287 | 15163 | 13333 | 10365 | 8590 | 7413 |
2% | 27424 | 19764 | 15648 | 13822 | 10866 | 9104 | 7939 |
2.5% | 27900 | 20249 | 16141 | 14322 | 11382 | 9636 | 8487 |
3% | 28382 | 20741 | 16645 | 14833 | 11912 | 10186 | 9056 |
3.5% | 28868 | 21240 | 17158 | 15355 | 12457 | 10753 | 9645 |
4% | 29360 | 21747 | 17680 | 15888 | 13016 | 11337 | 10254 |
4.5% | 29857 | 22261 | 18212 | 16432 | 13589 | 11939 | 10883 |
5% | 30359 | 22782 | 18753 | 16986 | 14175 | 12556 | 11530 |
5.5% | 30866 | 23311 | 19303 | 17550 | 14775 | 13190 | 12196 |
6% | 31379 | 23847 | 19863 | 18126 | 15388 | 13839 | 12878 |