Monthly Repayment |
HKD$11,784
|
Initial Payment |
HKD$1.07 Millions
|
Loan Amount |
HKD$2.49 Millions
|
Total interest |
HKD$1.05 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$53,250
|
Legal Fee |
HKD$22,750
|
Agency Fee |
HKD$35,500
|
Total Expense |
HKD$111,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 30643 | 21769 | 16993 | 14872 | 11428 | 9365 | 7992 |
1.5% | 31182 | 22313 | 17542 | 15425 | 11991 | 9938 | 8576 |
2% | 31727 | 22865 | 18103 | 15991 | 12571 | 10532 | 9185 |
2.5% | 32278 | 23426 | 18674 | 16569 | 13168 | 11148 | 9818 |
3% | 32835 | 23995 | 19256 | 17160 | 13781 | 11784 | 10476 |
3.5% | 33398 | 24573 | 19850 | 17764 | 14411 | 12440 | 11158 |
4% | 33966 | 25159 | 20454 | 18381 | 15058 | 13116 | 11863 |
4.5% | 34541 | 25754 | 21069 | 19010 | 15721 | 13812 | 12591 |
5% | 35122 | 26357 | 21695 | 19651 | 16399 | 14527 | 13340 |
5.5% | 35709 | 26968 | 22332 | 20304 | 17093 | 15260 | 14109 |
6% | 36302 | 27588 | 22979 | 20969 | 17803 | 16010 | 14898 |