Monthly Repayment |
HKD$11,717
|
Initial Payment |
HKD$1.06 Millions
|
Loan Amount |
HKD$2.47 Millions
|
Total interest |
HKD$1.04 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$52,950
|
Legal Fee |
HKD$22,650
|
Agency Fee |
HKD$35,300
|
Total Expense |
HKD$110,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 30470 | 21646 | 16898 | 14788 | 11363 | 9312 | 7947 |
1.5% | 31006 | 22187 | 17444 | 15338 | 11923 | 9882 | 8527 |
2% | 31548 | 22736 | 18001 | 15901 | 12500 | 10473 | 9133 |
2.5% | 32096 | 23294 | 18569 | 16476 | 13093 | 11085 | 9763 |
3% | 32650 | 23860 | 19148 | 17064 | 13704 | 11717 | 10417 |
3.5% | 33209 | 24434 | 19738 | 17664 | 14330 | 12370 | 11095 |
4% | 33775 | 25017 | 20339 | 18277 | 14973 | 13042 | 11796 |
4.5% | 34347 | 25609 | 20950 | 18902 | 15632 | 13734 | 12520 |
5% | 34924 | 26208 | 21573 | 19540 | 16307 | 14445 | 13264 |
5.5% | 35508 | 26816 | 22206 | 20190 | 16997 | 15174 | 14030 |
6% | 36097 | 27433 | 22849 | 20851 | 17703 | 15920 | 14814 |