Monthly Repayment |
HKD$11,651
|
Initial Payment |
HKD$1.05 Millions
|
Loan Amount |
HKD$2.46 Millions
|
Total interest |
HKD$1.04 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$51,100
|
Legal Fee |
HKD$22,550
|
Agency Fee |
HKD$35,100
|
Total Expense |
HKD$108,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 30297 | 21524 | 16802 | 14705 | 11299 | 9259 | 7902 |
1.5% | 30830 | 22061 | 17345 | 15251 | 11856 | 9826 | 8479 |
2% | 31369 | 22607 | 17899 | 15811 | 12429 | 10414 | 9081 |
2.5% | 31914 | 23162 | 18464 | 16383 | 13019 | 11022 | 9708 |
3% | 32465 | 23724 | 19039 | 16967 | 13626 | 11651 | 10358 |
3.5% | 33021 | 24296 | 19626 | 17564 | 14249 | 12300 | 11033 |
4% | 33584 | 24875 | 20223 | 18174 | 14888 | 12968 | 11730 |
4.5% | 34152 | 25463 | 20832 | 18795 | 15544 | 13656 | 12449 |
5% | 34727 | 26060 | 21451 | 19429 | 16215 | 14363 | 13189 |
5.5% | 35307 | 26664 | 22080 | 20075 | 16901 | 15088 | 13950 |
6% | 35893 | 27277 | 22720 | 20733 | 17602 | 15830 | 14730 |