Monthly Repayment |
HKD$120,851
|
Initial Payment |
HKD$17.5 Millions
|
Loan Amount |
HKD$17.5 Millions
|
Total interest |
HKD$4.25 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$1,487,500
|
Legal Fee |
HKD$105,000
|
Agency Fee |
HKD$350,000
|
Total Expense |
HKD$1,942,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 215796 | 153307 | 119675 | 104736 | 80481 | 65952 | 56286 |
1.5% | 219592 | 157135 | 123542 | 108630 | 84445 | 69988 | 60396 |
2% | 223430 | 161023 | 127486 | 112614 | 88529 | 74174 | 64683 |
2.5% | 227310 | 164972 | 131510 | 116688 | 92733 | 78507 | 69146 |
3% | 231232 | 168981 | 135611 | 120851 | 97054 | 82986 | 73780 |
3.5% | 235197 | 173050 | 139789 | 125104 | 101492 | 87609 | 78582 |
4% | 239204 | 177178 | 144045 | 129445 | 106046 | 92371 | 83547 |
4.5% | 243252 | 181367 | 148377 | 133873 | 110713 | 97270 | 88669 |
5% | 247343 | 185614 | 152785 | 138388 | 115492 | 102303 | 93943 |
5.5% | 251475 | 189920 | 157268 | 142989 | 120380 | 107465 | 99363 |
6% | 255649 | 194285 | 161826 | 147674 | 125375 | 112752 | 104921 |