| Monthly Repayment |
HKD$11,618
|
| Loan Amount |
HKD$2.45 Millions
|
| Total Interest |
HKD$1.04 Millions
|
| Total repayment |
HKD$3.49 Millions
|
| Down payment |
HKD$1,050,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$22,500
|
| Agency Fee |
HKD$35,000
|
| Complete insurance Payment |
--
|
| Total Expense |
HKD$1,107,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 30211 | 21463 | 16754 | 14663 | 11267 | 9233 | 7880 |
| 1.5% | 30742 | 21998 | 17295 | 15208 | 11822 | 9798 | 8455 |
| 2% | 31280 | 22543 | 17848 | 15765 | 12394 | 10384 | 9055 |
| 2.5% | 31823 | 23096 | 18411 | 16336 | 12982 | 10991 | 9680 |
| 3% | 32372 | 23657 | 18985 | 16919 | 13587 | 11618 | 10329 |
| 3.5% | 32927 | 24227 | 19570 | 17514 | 14209 | 12265 | 11001 |
| 4% | 33488 | 24805 | 20166 | 18122 | 14846 | 12932 | 11696 |
| 4.5% | 34055 | 25391 | 20772 | 18742 | 15499 | 13617 | 12413 |
| 5% | 34628 | 25986 | 21389 | 19374 | 16168 | 14322 | 13152 |
| 5.5% | 35206 | 26588 | 22017 | 20018 | 16853 | 15045 | 13910 |
| 6% | 35790 | 27200 | 22655 | 20674 | 17552 | 15785 | 14688 |
