Monthly Repayment |
HKD$11,492
|
Initial Payment |
HKD$1.04 Millions
|
Loan Amount |
HKD$2.42 Millions
|
Total interest |
HKD$1.02 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$46,300
|
Legal Fee |
HKD$22,310
|
Agency Fee |
HKD$34,620
|
Total Expense |
HKD$103,230
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 29883 | 21229 | 16572 | 14503 | 11145 | 9133 | 7794 |
1.5% | 30409 | 21760 | 17108 | 15043 | 11694 | 9692 | 8363 |
2% | 30940 | 22298 | 17654 | 15594 | 12259 | 10271 | 8957 |
2.5% | 31477 | 22845 | 18211 | 16158 | 12841 | 10871 | 9575 |
3% | 32021 | 23400 | 18779 | 16735 | 13440 | 11492 | 10217 |
3.5% | 32570 | 23964 | 19358 | 17324 | 14054 | 12132 | 10882 |
4% | 33124 | 24535 | 19947 | 17925 | 14685 | 12791 | 11569 |
4.5% | 33685 | 25115 | 20547 | 18538 | 15331 | 13470 | 12279 |
5% | 34252 | 25703 | 21157 | 19164 | 15993 | 14166 | 13009 |
5.5% | 34824 | 26300 | 21778 | 19801 | 16670 | 14881 | 13759 |
6% | 35402 | 26904 | 22409 | 20450 | 17361 | 15614 | 14529 |