Monthly Repayment |
HKD$11,395
|
Initial Payment |
HKD$1.03 Millions
|
Loan Amount |
HKD$2.4 Millions
|
Total interest |
HKD$1.02 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$43,400
|
Legal Fee |
HKD$22,165
|
Agency Fee |
HKD$34,330
|
Total Expense |
HKD$99,895
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 29633 | 21052 | 16433 | 14382 | 11051 | 9056 | 7729 |
1.5% | 30154 | 21577 | 16964 | 14917 | 11596 | 9610 | 8293 |
2% | 30681 | 22111 | 17506 | 15464 | 12156 | 10185 | 8882 |
2.5% | 31214 | 22654 | 18058 | 16023 | 12734 | 10780 | 9495 |
3% | 31752 | 23204 | 18622 | 16595 | 13327 | 11395 | 10131 |
3.5% | 32297 | 23763 | 19195 | 17179 | 13937 | 12030 | 10790 |
4% | 32847 | 24330 | 19780 | 17775 | 14562 | 12684 | 11472 |
4.5% | 33403 | 24905 | 20375 | 18383 | 15203 | 13357 | 12176 |
5% | 33965 | 25488 | 20980 | 19003 | 15859 | 14048 | 12900 |
5.5% | 34532 | 26079 | 21596 | 19635 | 16530 | 14757 | 13644 |
6% | 35105 | 26679 | 22222 | 20278 | 17216 | 15483 | 14407 |