Monthly Repayment |
HKD$11,286
|
Initial Payment |
HKD$1.02 Millions
|
Loan Amount |
HKD$2.38 Millions
|
Total interest |
HKD$1.01 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$40,100
|
Legal Fee |
HKD$22,000
|
Agency Fee |
HKD$34,000
|
Total Expense |
HKD$96,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 29348 | 20849 | 16275 | 14244 | 10945 | 8969 | 7655 |
1.5% | 29864 | 21370 | 16801 | 14773 | 11484 | 9518 | 8213 |
2% | 30386 | 21899 | 17338 | 15315 | 12040 | 10087 | 8796 |
2.5% | 30914 | 22436 | 17885 | 15869 | 12611 | 10677 | 9403 |
3% | 31447 | 22981 | 18443 | 16435 | 13199 | 11286 | 10034 |
3.5% | 31986 | 23534 | 19011 | 17014 | 13803 | 11914 | 10687 |
4% | 32531 | 24096 | 19590 | 17604 | 14422 | 12562 | 11362 |
4.5% | 33082 | 24665 | 20179 | 18206 | 15057 | 13228 | 12059 |
5% | 33638 | 25243 | 20778 | 18820 | 15706 | 13913 | 12776 |
5.5% | 34200 | 25829 | 21388 | 19446 | 16371 | 14615 | 13513 |
6% | 34768 | 26422 | 22008 | 20083 | 17051 | 15334 | 14269 |