Monthly Repayment |
HKD$11,219
|
Initial Payment |
HKD$1.01 Millions
|
Loan Amount |
HKD$2.37 Millions
|
Total interest |
HKD$1 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$38,100
|
Legal Fee |
HKD$21,900
|
Agency Fee |
HKD$33,800
|
Total Expense |
HKD$93,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 29175 | 20727 | 16180 | 14160 | 10881 | 8916 | 7609 |
1.5% | 29688 | 21244 | 16702 | 14686 | 11417 | 9462 | 8165 |
2% | 30207 | 21770 | 17236 | 15225 | 11969 | 10028 | 8745 |
2.5% | 30732 | 22304 | 17780 | 15776 | 12537 | 10614 | 9348 |
3% | 31262 | 22846 | 18334 | 16339 | 13121 | 11219 | 9975 |
3.5% | 31798 | 23396 | 18899 | 16914 | 13721 | 11844 | 10624 |
4% | 32340 | 23954 | 19474 | 17501 | 14337 | 12488 | 11295 |
4.5% | 32887 | 24520 | 20060 | 18099 | 14968 | 13150 | 11988 |
5% | 33440 | 25095 | 20656 | 18710 | 15614 | 13831 | 12701 |
5.5% | 33999 | 25677 | 21262 | 19332 | 16275 | 14529 | 13433 |
6% | 34563 | 26267 | 21878 | 19965 | 16950 | 15244 | 14185 |