Monthly Repayment |
HKD$11,120
|
Initial Payment |
HKD$1.01 Millions
|
Loan Amount |
HKD$2.35 Millions
|
Total interest |
HKD$0.99 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$35,100
|
Legal Fee |
HKD$21,750
|
Agency Fee |
HKD$33,500
|
Total Expense |
HKD$90,350
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 28916 | 20543 | 16036 | 14034 | 10784 | 8837 | 7542 |
1.5% | 29425 | 21056 | 16554 | 14556 | 11315 | 9378 | 8093 |
2% | 29939 | 21577 | 17083 | 15090 | 11862 | 9939 | 8667 |
2.5% | 30459 | 22106 | 17622 | 15636 | 12426 | 10520 | 9265 |
3% | 30985 | 22643 | 18171 | 16194 | 13005 | 11120 | 9886 |
3.5% | 31516 | 23188 | 18731 | 16763 | 13600 | 11739 | 10530 |
4% | 32053 | 23741 | 19302 | 17345 | 14210 | 12377 | 11195 |
4.5% | 32595 | 24303 | 19882 | 17939 | 14835 | 13034 | 11881 |
5% | 33144 | 24872 | 20473 | 18544 | 15475 | 13708 | 12588 |
5.5% | 33697 | 25449 | 21074 | 19160 | 16130 | 14400 | 13314 |
6% | 34257 | 26034 | 21684 | 19788 | 16800 | 15108 | 14059 |