Monthly Repayment |
HKD$78,719
|
Initial Payment |
HKD$16.6 Millions
|
Loan Amount |
HKD$16.6 Millions
|
Total interest |
HKD$7.02 Millions
|
complete insurance payment |
HKD$49,800 (0.3%)
|
Stamp Duty |
HKD$1,411,000
|
Legal Fee |
HKD$100,500
|
Agency Fee |
HKD$332,000
|
Total Expense |
HKD$1,893,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 204698 | 145422 | 113521 | 99350 | 76342 | 62560 | 53392 |
1.5% | 208298 | 149053 | 117188 | 103043 | 80102 | 66389 | 57289 |
2% | 211939 | 152742 | 120930 | 106822 | 83976 | 70359 | 61356 |
2.5% | 215620 | 156488 | 124746 | 110687 | 87963 | 74470 | 65590 |
3% | 219340 | 160290 | 128636 | 114636 | 92063 | 78719 | 69986 |
3.5% | 223101 | 164150 | 132600 | 118670 | 96273 | 83103 | 74541 |
4% | 226902 | 168066 | 136637 | 122788 | 100592 | 87620 | 79250 |
4.5% | 230742 | 172039 | 140746 | 126988 | 105019 | 92268 | 84109 |
5% | 234622 | 176068 | 144927 | 131271 | 109552 | 97041 | 89112 |
5.5% | 238542 | 180153 | 149180 | 135635 | 114189 | 101938 | 94252 |
6% | 242502 | 184294 | 153504 | 140080 | 118927 | 106954 | 99525 |