Monthly Repayment |
HKD$11,020
|
Initial Payment |
HKD$1 Millions
|
Loan Amount |
HKD$2.32 Millions
|
Total interest |
HKD$0.98 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$32,100
|
Legal Fee |
HKD$21,600
|
Agency Fee |
HKD$33,200
|
Total Expense |
HKD$86,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 28657 | 20359 | 15892 | 13909 | 10687 | 8758 | 7474 |
1.5% | 29161 | 20867 | 16406 | 14426 | 11214 | 9294 | 8020 |
2% | 29671 | 21383 | 16930 | 14955 | 11756 | 9850 | 8589 |
2.5% | 30186 | 21908 | 17464 | 15496 | 12314 | 10425 | 9182 |
3% | 30707 | 22440 | 18009 | 16049 | 12888 | 11020 | 9798 |
3.5% | 31234 | 22981 | 18564 | 16613 | 13478 | 11634 | 10435 |
4% | 31766 | 23529 | 19129 | 17190 | 14082 | 12266 | 11095 |
4.5% | 32303 | 24085 | 19704 | 17778 | 14702 | 12917 | 11775 |
5% | 32847 | 24649 | 20289 | 18378 | 15337 | 13585 | 12475 |
5.5% | 33395 | 25221 | 20885 | 18989 | 15986 | 14271 | 13195 |
6% | 33950 | 25801 | 21490 | 19611 | 16649 | 14973 | 13933 |